When Finances Threaten Your Home Mortgage, There’s Help!

Foreclosure prevention can help you keep your home.

Life’s circumstances can create challenges that may cause you to struggle with mortgage payments and put your home at risk of foreclosure. We are able to help you work through many options that may allow you to keep your home. As HUD-certified housing counselors, we work with you and your mortgage lender to develop a solution to your mortgage struggles.

If you are having difficulty making your house payment, DON’T WAIT! Are you faced with the possibility of foreclosure? If you find yourself in the same spot as many in our nation, in danger of losing your home, NeighborWorks Mountain Country Home Solutions can help you to preserve homeownership in the face of rising foreclosure rates. We help individuals facing foreclosure, work with their loan servicers using sustainable foreclosure intervention programs in an effort to modify mortgages so people can remain in their homes. We provide this service at no charge to you.

What is foreclosure counseling?

NeighborWorks Mountain Country Home Solutions is a U.S. Department of Housing and Urban Development (HUD) approved counseling agency. As certified HUD counselors, we provide you with the information and assistance you need to avoid foreclosure if possible. You may be eligible for a special loan modification or refinance, to reduce your monthly payments and help you keep your home. The only fee is the cost of the credit report (under $20).

We are all faced with personal challenges which may be life-changing events. Possibly you’re faced with a divorce, a job loss, and reduction in working hours, or even an illness that may have reduced your income or made it difficult to make ends meet. There is help. Some of the questions you have might include:

What is a Mortgage Loan Modification?

A Mortgage Loan Modification is a permanent change in one or more of the terms of your mortgage loan, allows the loan to be reinstated, and results in a payment you can afford. Unfortunately, homeowner’s that attempt to deal directly with their mortgage bank are often declined. Our Loan Modification Team has helped many homeowners successfully achieve a permanent modification and save their homes. We know how to get your loan modified. Let us help you, again, at no charge.


I worked on trying to get a modification on my own for 5 years and never got anywhere. I was feeling lost and unsuccessful. When NeighborWorks got me a modification, I was elated.

We cannot thank you enough for everything you did the last 3+ months for us. Having fought the battle for over 2 months by ourselves it was awful and we couldn’t have done it without you.

Foreclosure prevention can help.

Act sooner, than later. But act.

Our HUD-Certified Counselors are trained to advise you on options available to improve your finances, avoid foreclosure, and look at a loan modification.

Why choose us?

A strong record of success.

The numbers speak for themselves. We have a remarkable record of success on our loan modifications. Let's see what we can do to help you. 

  • NATIONAL AVERAGE for Loan Modifications 39% 39%
  • OUR AVERAGE for Loan Modifications 72% 72%